I got an offer to transfer money to a savings account and they will give me $25, I've actually done this a couple of times with various banks. FREE money! No fees, just leave the money for 30 days.
And they give 4.09% on their savings.
I took Ryan's money from the pitiful bank it was in and moved it.
I might consider a CD for him too.
Most of the college money is in Mutual funds, but I'd like to diversify
That sounds like such a great deal. We just got a good deal with the credit union in town. We opened a savings account and got an extra 25, then opened a checking for anohte 25, and since we opted for electronic banking we got 15 for that as well.